Sunday, July 2, 2017

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What is less well known is that it also maintains 194 overseas offices in 36 different countries. And, even as it digests a merger with five state bank subsidiaries and a bank directed at women, Bharatiya Mahila Bank, it is prioritizing further global expansion. “We are the largest bank in India and most, if not all, of the corporate groups bank with us,” says B Sriram, managing director of the corporate banking group at SBI. “We have followed the Indian trade as it diversifies into the global economy.  “The other part is that we are, as the slogan goes, ‘a banker to every Indian’. And a large number of them are in the Indian diaspora settled across the globe.” Now, however, SBI wants to do more than simply follow its people and companies overseas. “We are trying to reposition ourselves,” Sriram says. “Not only are we supporting Indian corporates and trade across jurisdictions and geographies, we are trying to diversify our portfolio in most of those countries by looking after the local business.” That seems a big ask, putting it in competition with the likes of HSBC and Citi. But Sriram argues the bank has been there so long and its clients have localized themselves so intensively that it is achievable.  “We are today recognized much more as a local bank than an Indian bank,” he says. “We have the benefit of 30, 40, 50 years of experience in running banks in these countries.

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